Make Your House a Home with Our Renovation Loan
Your family is wonderful, and your home should be too! Whether it’s repairs, upgrades, or a full home makeover, our Home Improvement Loan gives you the financial boost to create the space you’ve always dreamed of.
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Loan Duration: Borrow up to $95,000 with a repayment period of up to 10 years.
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Affordable & Transparent: Enjoy a fixed interest rate for the entire loan term and no application or arrangement fees.
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Easy Repayment: Pay through payroll deduction or make payments directly at our office. All loans must be fully repaid by your 70th birthday.
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Loan Protection: Coverage up to $65,000 for peace of mind.
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Early Settlement: Repay the loan in full or in part at any time, with no penalties.
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Default Fees: None – so you can focus on improving your home, not on extra costs.
What You’ll Need to Qualify:
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Two forms of valid identification
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Two written references (one family member, one friend, not living at the same address)
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Proof of address (utility bill, bank statement, or signed letter with co-habitant’s bill and ID, not older than 3 months)
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Job letter with income details or recent payslips (first-time applicants must provide both)
All loans are subject to affordability checks and our lending criteria.