Access Cash Anytime – Our Line of Credit Has You Covered!
Need quick access to funds? Our Line of Credit gives you a personal borrowing limit that works like your own credit card, ready whenever you need it.
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Flexible Access: Borrow up to $7,500, with the maximum approval based on your salary. Use the funds for emergencies, opportunities, or everyday expenses.
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Affordable & Transparent: Interest is charged at 15% of the outstanding balance (subject to increase up to 18% based on risk). Only pay interest on what you use. No application or arrangement fees apply.
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Easy Repayment: Repay via payroll deduction or at our office. Minimum monthly repayments are 5% of the new balance.
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Loan Protection: Coverage up to $65,000 provides peace of mind.
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Early Settlement: Repay fully or partially at any time with no penalties.
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Default Fees: None – we want to help you manage your finances, not add extra charges.
What You’ll Need to Qualify:
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Two forms of valid identification
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Two written references (one family member, one friend, not living at the same address)
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Proof of address (utility bill, bank statement, or signed letter with co-habitant’s bill and ID, not older than 3 months)
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Job letter with income details or recent payslips (first-time applicants must provide both)
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Stay within the maximum amount set in your agreement and meet other financial obligations
All loans are subject to affordability checks and our lending criteria.