Protect Your Savings While Borrowing – Our Loans Within Savings Has You Covered!
Want access to funds without dipping into your hard-earned savings? Our Loans Within Savings product allows you to borrow while keeping your savings intact, giving you financial flexibility and peace of mind.
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Loan Duration: Up to 5½ years, must be repaid by your 70th birthday
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Loan Amount: Borrow up to $95,000
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Affordable & Transparent: Interest rate fixed for the life of the loan; no application or arrangement fees
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Easy Repayment: Pay through payroll deduction or in person at our office
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Loan Protection: Coverage up to $65,000 for your peace of mind
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Early Settlement: Repay at any time, in full or in part, with no penalties
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Default Fees: None – because we believe in supporting your financial growth without added burdens
What You’ll Need to Qualify:
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Two forms of valid identification
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Two written references (one family member, one friend, not living at the same address)
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Proof of address (utility bill, bank statement, or signed letter with co-habitant’s bill and ID)
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Job letter with income details or recent payslips (first-time applicants must provide both)
All loans are subject to affordability checks and our lending criteria.