Turn your house into the home you’ve always dreamed of with United Enterprise Credit Union’s Smart Living, Smart Homes Loan. Whether it’s upgrading your furniture, redecorating, or creating the perfect space for family and friends, we make it easy for you to enjoy comfort and convenience.
Loan Details:
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Duration: Up to 3 years
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Maximum Amount: Borrow up to $95,000
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Repayment Options: Payroll deduction or in-office payments
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Loan Protection: Coverage up to $65,000
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Early Settlement: Repay anytime without penalty
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Fees: No application or arrangement fees
Requirements for Application:
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Two forms of valid identification
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Two references (not living at the same address; one family member preferred)
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Proof of address (utility bill, bank statement, or signed letter with supporting documents)
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Job letter or most recent salary slip (2 months or 4 weeks)
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Letter/invoice confirming items to be purchased
Key Information:
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Fixed interest rate for the life of the loan
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Repayment period not exceeding 5 ½ years and before the applicant’s 70th birthday
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No default fees
All loans are subject to affordability checks and our lending criteria.