Welcome to the website of United Enterprise Credit Union Ltd. (“the Credit Union”). By accessing or using this site, you agree to the following terms and conditions. If you do not agree, please discontinue use immediately.
1. Permitted Use
This website and its contents are provided for personal, lawful, and non-commercial use only. You may not copy, modify, distribute, publish, or reuse any materials from this site without the prior written consent of United Enterprise Credit Union Ltd. All rights, title, and interest in the site, including design, text, images, and other content, remain the property of the Credit Union.
2. Accuracy of Information
We make every effort to ensure that the information provided on this website is accurate and up to date. However, errors, technical issues, or omissions may occur. The Credit Union does not guarantee that all content is free from error or that access will always be uninterrupted. The information on this site should not be considered financial, legal, or professional advice. Please consult a Credit Union representative or an independent advisor before making decisions based on the information found here.
3. Limitation of Liability
The Credit Union will not be responsible for any damages, losses, or expenses arising from:
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use of, or inability to use, this site,
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reliance on information provided on the site,
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technical failures, interruptions, or viruses, or
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links to external websites.
Use of this site is entirely at your own risk.
4. Privacy & Data Protection
The Credit Union is committed to protecting the privacy and security of your personal information.
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Collection of Information: We may collect personal information (such as name, contact details, or application data) when you voluntarily provide it, for example when completing an online form.
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Use of Information: Information collected is used only for the purpose for which it was provided (e.g., processing an application, responding to a query, or improving our services).
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Sharing of Information: We do not sell or disclose your personal information to third parties, except where required by law or with your consent.
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Cookies: Our website may use cookies to improve functionality and user experience. You can disable cookies in your browser settings if you prefer.
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Security: While we take reasonable steps to safeguard your information, we cannot guarantee complete security of data transmitted over the Internet.
By using this site, you consent to the collection and use of information as outlined above.
5. Online Applications
Submitting an application form online does not guarantee approval of any product or service. All applications are subject to review under the Credit Union’s policies and may require supporting documentation. Products and services advertised on this site are generally available only to citizens and residents of Barbados.
6. Third-Party Links
This site may contain links to external websites. The Credit Union has no control over the content or practices of these sites and does not endorse or accept responsibility for them. Users should exercise caution when visiting external websites.
7. Intellectual Property
Logos, trademarks, and service marks displayed on this site are the property of United Enterprise Credit Union Ltd. or other respective owners. Use of these without authorization is prohibited.
8. Jurisdiction
These Terms & Conditions are governed by the laws of Barbados. Any disputes arising shall fall under the exclusive jurisdiction of the courts of Barbados.
9. Changes to Terms
The Credit Union may update these Terms & Conditions from time to time. Updates will be posted on this page, and continued use of the site will signify your acceptance of the revised terms.