Upgrade your home or business with energy efficient improvements, appliances or other projects such as solar panels, wind energy and such like. Loans for water tanks can also be facilitated through this loan. Apply with our online loan application, by phone or in person at our office.
Information required for approval:
- Letter of employment from employer detailing income and deductions or most recent salary slip (2 months or 4 weeks) Note: First time applicants should provide both
- Self-employed persons must submit 3 months Bank Statement along with one written Reference.
- Proof of Address (Utility Bill, Bank Statement or A signed letter from co-habitant, their utility bill and a copy of their identification)
- All bills to be paid. The most current statement should be provided in all instances
Key Product Information
| Interest charging information | Interest rate fixed for the life of the loan |
| Repayment information | You can repay your loan by payroll deduction or visit our office to make a payment |
| Repayment period | The maximum loan term is 5 years and must be repaid by your 70th birthday. |
| Amount of loan available | You can borrow up to $95,000 maximum |
| Application/ Arrangement Fee | No application or arrangement fees apply. |
| Default Fees | None |
| Loan Protection | Loan protected up to $65,000 |
| Early settlement | You can repay the loan at any time fully or partially without charge |
All loans are subject to affordability and our lending criteria.