SMART LIVING, SMART HOMES
Don’t you want to turn your home into a place of absolute pleasure and relaxation? With us, it’s one smooth process to comfort! Throw out those unwanted chairs, tables and unused items you had for a while; and be at ease when welcoming those friends and family members.
SMART LIVING, SMART HOMES
Don’t you want to turn your home into a place of absolute pleasure and relaxation? With us, it’s one smooth process to comfort! Throw out those unwanted chairs, tables and unused items you had for a while; and be at ease when welcoming those friends and family members.
Duration (3 Years)
Requirements for Qualification of Loans:
- Two Forms of Identification
- Two References (Not Living at Same Address; preferably ONE family member and friend)
- Proof of Address (No older than 3 months; Utility Bill, Bank Statement or a SIGNED LETTER from co-habitant, along with their utility bill and a copy of their IDENTIFICATION)
- Job Letter – Respective person detailing income and deductions or most recent salary slip (2 months or 4 weeks)
NOTE: First time applicants should provide both
Information Required Before Approval
- Letter/invoice confirming items purchased
Key Product Information
| Interest charging information | Interest rate fixed for the life of the loan |
| Repayment information | You can repay your loan by payroll deduction or visit our office to make a payment |
| Repayment period | The maximum loan term is 5 ½ years and must be repaid by your 70th birthday. |
| Amount of loan available | You can borrow up to $95,000 maximum |
| Application/ Arrangement Fee | No application or arrangement fees apply. |
| Default Fees | None |
| Loan Protection | Loan protected up to $65,000 |
| Early settlement | You can repay the loan at any time fully or partially without charge |
All loans are subject to affordability and our lending criteria.