YOUR FAMILY IS WONDERFUL, YOUR HOME SHOULD BE TOO!
What makes a house a home? A regularly asked question; and with our help, you can transform that house into the dream come through. Sometimes, all your home needs is some care, and when it’s needed, we are here.
YOUR FAMILY IS WONDERFUL, YOUR HOME SHOULD BE TOO!
What makes a house a home? A regularly asked question; and with our help, you can transform that house into the dream come through. Sometimes, all your home needs is some care, and when it’s needed, we are here.
Duration: (10 Years)
Requirements for Qualification of Loans:
- Two Forms of Identification
- Two References (Not Living at Same Address; preferably ONE family member and friend)
- Proof of Address (No older than 3 months; Utility Bill, Bank Statement or a SIGNED LETTER from co-habitant, along with their utility bill and a copy of their IDENTIFICATION)
- Job Letter – Respective person detailing income and deductions or most recent salary slip (2 months or 4 weeks)
NOTE: First time applicants should provide both
Information Required Before Approval
Key Product Information
| Interest charging information | Interest rate fixed for the life of the loan |
| Repayment information | You can repay your loan by payroll deduction or visit our office to make a payment |
| Repayment period | The maximum loan term is 10 years and must be repaid by your 70th birthday. |
| Amount of loan available | You can borrow up to $95,000 maximum |
| Application/ Arrangement Fee | No application or arrangement fees apply. |
| Default Fees | None |
| Loan Protection | Loan protected up to $65,000 |
| Early settlement | You can repay the loan at any time fully or partially without charge |
All loans are subject to affordability and our lending criteria.